MASTER CIRCULARS – 2012

MASTER CIRCULARS 2012

Banker and Debt Manager to Government
Jul 02, 2012
Master Circular- Disbursement of Pension by Agency Banks 194 kb
Master Circular – Collection of Direct Taxes- OLTAS 898 kb
Master Circular on Conduct of Government Business by Agency Banks – Payment of Agency Commission 175 kb
Master Circular on Nomination facility in Relief/Savings bonds 211 kb
Master Circular on Appointment & Delisting of Brokers and Payment of Brokerage on Relief/Savings Bonds 219 kb
Co-operative Banking
Jul 02, 2012
Master Circular- Exposure Norms and Statutory / Other Restrictions – UCBs 214 kb
Master Circular on Customer Service – UCBs 370 kb
Master Circular- Prudential Norms on Capital Adequacy – UCBs 326 kb
Master Circular- Income Recognition, Asset Classification, Provisioning and Other Related Matters – UCBs 363 kb
Master Circular- Management of Advances – UCBs 329 kb
Master Circular on Area of Operation, Branch Authorisation Policy, Opening/ Up-gradation of Extension Counters, ATMs and Shifting/Splitting/Closure of Offices 366 kb
Master Circular on Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Measures/Combating of Financing of Terrorism (CFT) / Obligations of banks under Prevention of Money Laundering Act (PMLA), 2002 316 kb
Master Circular on Maintenance of Deposit Accounts – Primary (Urban) Co-operative Banks 365 kb
Master Circular on Maintenance of Statutory Reserves-Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) by Primary (Urban) Co-operative Banks 683 kb
Master Circular on Investments by Primary (Urban) Co-operative Banks 451 kb
Master Circular on Frauds- Classification and Reporting 298 kb
Master Circular- Finance for Housing Schemes – UCBs 209 kb
Master Circular- Guarantees, Co-Acceptances & Letters of Credit – UCBs 116 kb
Master Circular- Priority Sector Lending – UCBs 467 kb
Master Circular on Inspection & Audit Systems in Primary (Urban) Co-operative Banks 179 kb
Master Circular on Board of Directors – UCBs 213 kb
Master Circular Interest Rates on Rupee Deposits – Primary (Urban) Co-operative Banks 282 kb
Commercial Banking
Jul 02, 2012
Master Circular – Use of Hindi in Banks 220 kb
Master Circular – Lending to Micro, Small & Medium Enterprises (MSME) Sector 418 kb
Master Circular on Export Credit Refinance Facility 122 kb
Master Circular – Prudential Guidelines on Capital Adequacy and Market Discipline – New Capital Adequacy Framework (NCAF) 928 kb
Master Circular – Lending To Priority Sector 413 kb
Master Circular – Bank Finance to Non-Banking Financial Companies (NBFCs) 116 kb
Master Circular on Branch Licensing – Regional Rural Banks 186 kb
Frauds – Classification and Reporting 928 kb
Master Circular- Loans and Advances – Statutory and Other Restrictions 433 kb
Master Circular – Branch Authorisation 275 kb
Master Circular on Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts 264 kb
Master Circular – Rupee / Foreign Currency Export Credit & Customer Service To Exporters 519 kb
Master Circular – Para-banking Activities 201 kb
Master Circular – Guarantees and Co-acceptances 225 kb
Master Circular – Exposure Norms 366 kb
Master Circular on Customer Service in Banks 566 kb
Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002 431 kb
Master Circular – Prudential Norms on Capital Adequacy – Basel I Framework 1023 kb
Master Circular – Disclosure in Financial Statements – Notes to Accounts 348 kb
Master Circular – Prudential norms for classification, valuation and operation of investment portfolio by banks 625 kb
Master Circular – Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances 716 kb
Master Circular on SHG-Bank Linkage Programme 58 kb
Master Circular – Guidelines for Relief Measures by Banks in Areas Affected by Natural Calamities 243 kb
Master Circular – Lending to Priority Sector 416 kb
Master Circular of instructions relating to deposits held in FCNR(B) Accounts 155 kb
Master Circular – Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) 191 kb
Master Circular – Housing Finance 209 kb
Master Circular on Credit Card Operations of Banks 153 kb
Master Circular – Interest Rates on Advances 209 kb
Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 – Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010 126 kb
Master Circular on Wilful Defaulters 243 kb
Financial Inclusion and Development
Jul 02, 2012
Master Circular Priority Sector Lending – Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs) 251 kb
Master Circular on “Self Employment Scheme for Rehabilitation of Manual Scavengers” (SRMS) from the Ministry of Social Justice & Empowerment for rehabilitation of all the remaining scavengers and their dependents 240 kb
Master Circular Priority Sector Lending- Special Programmes Swarna Jayanti Shahari Rozgar Yojana (SJSRY) 237 kb
Master Circular on Priority Sector Lending- Special Programmes – Swarnajayanti Gram Swarozgar Yojana (SGSY) 437 kb
Master Circular- Priority Sector Lending – Credit Facilities to Minority Communities 203 kb
Financial Institutions
Jul 02, 2012
Master Circular – Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by FIs 345 kb
Master Circular – Exposure Norms for Financial Institutions 166 kb
Master Circular – Disclosure Norms for Financial Institutions 158 kb
Master Circular – Resource Raising Norms for Financial Institutions 339 kb
Financial Market
Jul 02, 2012
Master Circular – Guidelines for Issue of Commercial Paper 559 kb
Master Circular – Guidelines for Issue of Certificates of Deposit 98 kb
Master Circular on Call/Notice Money Market Operations 559 kb
Foreign Exchange Management
Jul 02, 2012
Master Circular on Foreign Investment in India 1281 kb
Master Circular on Export of Goods and Services 776 kb
Master Circular on External Commercial Borrowings and Trade Credits 516 kb
Master Circular on Direct Investment by Residents in Joint Venture (JV)/ Wholly Owned Subsidiary (WOS) Abroad 482 kb
Master Circular on Memorandum of Instructions governing money changing activities 363 kb
Master Circular on Miscellaneous Remittances from India – Facilities for Residents 244 kb
Master Circular on Risk Management and Inter-Bank Dealings 456 kb
Master Circular on Import of Goods and Services 899 kb
Master Circular on Compounding of Contraventions under FEMA, 1999 97 kb
Master Circular on Remittance Facilities for Non-Resident Indians / Persons of Indian Origin / Foreign Nationals 92 kb
Master Circular on Establishment of Liaison / Branch / Project Offices in India by Foreign Entities 129 kb
Master Circular on Acquisition and Transfer of Immovable Property in India by NRIs/PIOs/Foreign Nationals of Non-Indian Origin 102 kb
Master Circular on Memorandum of Instructions for Opening and Maintenance of Rupee/ Foreign Currency Vostro Accounts of Non-resident Exchange Houses 317 kb
Master Circular on Non-Resident Ordinary Rupee (NRO) Account 103 kb
Master Circular on Money Transfer Service Scheme 164 kb
Issuer of Currency
Jul 02, 2012
Master Circular – Detection and Impounding of Counterfeit Notes 218 kb
Master Circular – Levy of Penal Interest for Delayed Reporting/Wrong Reporting/Non-Reporting of Currency Chest Transactions and Inclusion of Ineligible Amounts in Currency Chest Balances 24 kb
Master Circular – Facility for Exchange of Notes and Coins 121 kb
Non-banking
Jul 02, 2012
Notification as amended upto June 30, 2012 – “Non-Banking Financial (Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007” 244 kb
Notification as amended upto June 30, 2012– “Non-Banking Financial (Non – Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007” 262 kb
Notification as amended upto June 30, 2012 – “Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998” 199 kb
Notification as amended upto June 30, 2012 – “Miscellaneous Non-Banking Companies (Reserve Bank) Directions, 1977” 363 kb
Master Circular – ‘Know Your Customer’ (KYC) Guidelines – Anti Money Laundering Standards (AML) -‘Prevention of Money Laundering Act, 2002 – Obligations of NBFCs in terms of Rules notified thereunder’ 3547 kb
Master Circulars- Miscellaneous Instructions to All Non-Banking Financial Companies 175 kb
Master Circular – Returns to be submitted by NBFCs 68 kb
Master Circular- Introduction of New Category of NBFCs – ‘Non Banking Financial Company-Micro Finance Institutions’ (NBFC-MFIs) – Directions 81 kb
Master Circular– Regulatory Framework for Core Investment Companies (CICs) 74 kb
Master Circular- Exemptions from the provisions of RBI Act, 1934 115 kb
Master Circular 2012 – Opening of Branch-Subsidiary-Joint Venture-Representative office or Undertaking Investment Abroad by NBFCs 69 kb
Master Circular – Fair Practices Code 70 kb
Master Circulars- Miscellaneous Instructions to NBFC- ND-SI 74 kb
Master Circular – Corporate Governance 37 kb
Master Circular – allied activities- entry into insurance business, issue of credit card and marketing and distribution of certain products 46 kb
Master Circular-Frauds – Future approach towards monitoring of frauds in NBFCs 223 kb
Non-Banking Financial Companies Auditor’s Report (Reserve Bank) Directions, 2008 66 kb
Master Circular on directions/ instructions issued to the Securitisation Companies/ Reconstruction Companies 76 kb
Notification as amended upto June 30, 2012 – Change in or Take Over of the Management of the Business of the Borrower by Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines, 2010 75 kb
Notification as amended upto June 30, 2012 – The Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2003 126 kb
Notification as amended upto June 30, 2012 – “Mortgage Guarantee Companies Investment (Reserve Bank) Directions, 2008” 37 kb
Notification as amended upto June 30, 2012 – “Mortgage Guarantee Companies Prudential Norms (Reserve Bank) Directions, 2008” 72 kb
Notification as amended upto June 30, 2012 – “Mortgage Guarantee Company (Reserve Bank) Guidelines, 2008” 66 kb
Primary Dealers
Jul 02, 2012
Master Circular- Capital Adequacy Standards and Risk Management Guidelines for standalone Primary Dealers 1317 kb
Master Circular – Operational Guidelines to Primary Dealers 293 kb

Note: Master Circulars are a one-point reference of instructions issued by the Reserve Bank of India on a particular subject between July-June. These are issued on July 1 every year and automatically expire on June 30 next year. You can access the Master Circulars issued in previous years by using the Archives. For printing of these circulars please use the PDF version.

 

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